USDA Vs. FHA your options comparison in Coxsackie, Greene County, NY

For 2025, the USDA loan limit in Coxsackie, within Greene, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial requirements in .

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Loan Limits and Downpayment Requirements for 2025 in Coxsackie, Greene, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Coxsackie, NY

Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan without the hassle. Choose one of three starting options to connect with matched lenders and USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans generally require none, offering a substantial benefit for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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