USDA VS FHA in Coxsackie, Greene County, NY

For 2026, the USDA loan limit in Coxsackie, within Greene, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare today’s top USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial requirements in .

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Loan Limits and Downpayment Requirements for 2026 in Coxsackie, Greene, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Coxsackie, NY

Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan without the hassle. Choose one of three starting options to connect with matched lenders and USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage. This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans generally require none, offering a substantial benefit for eligible borrowers.

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  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches

  • One Florida Bank
  • 21 E. Third Street, Apopka, FL, 32703
  • As a Florida-based bank, we are firmly rooted in our local communities. We believe a locally owned and managed bank better serves your needs, with decisions made locally by an experienced team of bankers and a board of directors steeped in Florida’s entrepreneurial spirit. We are committed to knowing you personally, understanding your needs and goa

  • Scott Capital Finance Inc
  • 2755 Border Lake Road, Suite 105, Apopka, FL, 32703
  • We offer a variety of services that will fit your companies need. To start any business you must have capital through our capital lending partners we can get you the funds you need to start your business, maintain your business, & even meet short term goals of payroll and more. You can get a quote or estimate easily by filling out the forms online

  • Cross County Bank
  • 1 Cross County Plaza, Wynne, AR, 72396
  • Cross County Bank actually began back in 1891 in Wynne, Arkansas. A group of the area's most influential businessmen gathered together daily at the old Commercial Hotel to discuss the day's events. It was here that these men, sitting together in a small room filled with cigar and cigarette smoke, discussed the need for a bank in their small town.

  • Commerce National Bank & Trust
  • 1201 Orlando Ave, Suite 100, Winter Park, FL, 32789
  • We are dedicated to building long-term customer relationships while serving Central Florida’s businesses, professionals and residents. Our experienced staff is trained to provide expert customer service and to make prompt and informed banking decisions. Commerce Bank & Trust, a locally owned community bank.

  • Mortgage Money Lending Inc
  • 941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,

  • Axia Financial, LLC
  • 1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
  • Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners

  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service