USDA Vs. FHA your options comparison in Coxsackie, Greene County, NY
For 2026, the USDA loan limit in Coxsackie, within Greene, NY, is
$336,500, whereas the FHA limit for a single-family residence is
$472,030.
Utilize Lendersa®'s USDA loan calculator to compare today’s top USDA versus FHA rates.
Determine the income, credit, reserves, and documents needed to qualify.
Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side,
aiding you in selecting the best program for your specific financial requirements in .
Loan Limits and Downpayment Requirements for 2026 in Coxsackie, Greene, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Coxsackie, NY
Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan without the hassle.
Choose one of three starting options to connect with matched lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage.
This option is exclusively for rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment,
USDA loans generally require none, offering a substantial benefit for eligible borrowers.
At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.
Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
66 South Pearl Street, 10th floor, Albany, NY, 12207
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