USDA Loan Vs. FHA loan pro & con for Valatie, Columbia County, NY

In 2025, USDA loan limit in Valatie, county of Columbia, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Valatie, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(920) 233-9096 754 miles Lender's profile and map Reviews Winnebago Community Credit Union 567 E. Snell Road, Oshkosh, WI, 54901 Winnebago Community Credit Union is a not-for-profit financial cooperative helping with financial services, including lending, to those who live or work in Winnebago, Fond du Lac or Outagamie counties in Wisconsin. We work in the best interest of members by providing higher deposit rates, lower loan rates and less fees.
(262) 560-9786 755 miles Lender's profile and map Reviews Loans 4 Homes 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066 LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
(414) 915-8289 755 miles Lender's profile and map Reviews BANK FIVE NINE 155 W. Wisconsin Ave, Oconomowoc, WI, 53066 Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
(262) 567-4421 755 miles Lender's profile and map Reviews First Wisconsin Financial 110 N Main St, Oconomowoc, WI, 53066 First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
(877) 463-2610 755 miles Lender's profile and map Reviews Capital Financial Group 2471 W. Sullivan Road, Aurora, IL, 60506 Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.
(815) 338-2300 755 miles Lender's profile and map Reviews American Community Bank & Trust Woodstock 1290 Lake Avenue, Woodstock, IL, 60098 Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families. As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.
(812) 268-1196 755 miles Lender's profile and map Reviews Western Indiana Credit Union 949 West State Road 154, Sullivan, IN, 47882 Western Indiana Credit Union was established in 1932 by local farmers in hopes to help the community. Since then, we have continued to grow and have expanded our services. WICU is a not-for-profit, member-owned financial institution. WICU is governed by a board of directors which are comprised of members of our community.
(847) 707-5300 755 miles Lender's profile and map Reviews Al Martinez Mortgage Broker, Huntley 10417 Dawson St, Huntley, IL, 60142 I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
(920) 234-5641 755 miles Lender's profile and map Reviews Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(920) 387-2310 756 miles Lender's profile and map Reviews Mayville Savings Ban 200 S. Main St., Mayville, WI, 53050 On February 1, 1922, the Mayville Savings and Loan Association first opened for business. Our local “Building & Loan” was created to serve two local needs — first, to promote housing by offering affordable home loans to all residents and second, to provide a means for people to safely save money by depositing small sums on an installment basis.
(262) 757-8443 756 miles Lender's profile and map Reviews Team Get It Done 105 South Main Street, Suite L, Mayville, WI, 53050 Team Get It Done is a Wisconsin based mortgage team. Specializing in Purchase and Refinance, First Time Home Buyer loans; FHA; USDA; VA; Conventional & Jumbo loans. With experience in all levels of the Mortgage Industry from $40, 000 FHA loans to $3MM Jumbo loans Team Get It Done has the knowledge & experience necessary to turn dreams to reality.