USDA Loan Vs. FHA loan pro & con for Marbletown, Ulster County, NY

In 2025, USDA loan limit in Marbletown, county of Ulster, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Marbletown, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 541-4151 96 miles Lender's profile and map Reviews MidState Federal Credit Union 237 Roosevelt Avenue, Carteret, NJ, 07008 MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
(607) 763-6565 97 miles Lender's profile and map Reviews UHS Employees Federal Credit Union 33-57 Harrison Street, Johnson City, NY, 13790 UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(315) 797-2700 97 miles Lender's profile and map Reviews Bank of Utica 222 Genesee Street, Utica, NY, 13502 Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
(315) 724-5133 97 miles Lender's profile and map Reviews Utica District Telephone Employees Federal Credit Union 2812 Genesee Street, Utica, NY, 13502 Utica District Telephone Employees FCU provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families. Utica District Telephone Employees Federal Credit Union, located at 2812 Genesee St, Utica, New York, provides a complete range of financial services to employees of Verizon.
347-348-0262 97 miles Lender's profile and map Reviews Express Capital Financing 2625 East 14 St. Suite 209, Brooklyn, NY, 11235 Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
212 203 0613 97 miles Lender's profile and map Reviews Dimension Equities 2801 Emmons Avenue, Brooklyn, NY, 11235 Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
(631) 789-0303 97 miles Lender's profile and map Reviews Branch 6000 Credit Union 630 Broadway, Amityville, NY, 11701 Our Mission is to provide Branch 6000 NALC Credit Union members and their families with a full array of professional services they can use, conveniently and confidently at reasonable and competitive rates, while maintaining a sound financial environment. The Board of Directors and Staff are here to assist you in achieving your financial goals
(718) 266-2204 97 miles Lender's profile and map Reviews Consumers Federal Credit Union 425 Neptune Avenue, Brooklyn, NY, 11224 Consumers FCU is a member-owned, not-for-profit, financial cooperative. Consumers FCU is dedicated to providing members with quality financial products and services, delivered in a professional, personal and confidential manner. Serving our members with banking needs since 1965, Consumers is NCUA chartered, insured, and regulated
3236730970 97 miles Lender's profile and map Reviews Enrico Holding USA LLC 1309 Blue Valley Dr., Pen Argyl, PA, 18072 We are a direct private money lender providing loans to real estate investors, Business loans and start up loans. We pride ourselves on being quick, easy to work with, and transparent. Our small team enables us to work fast and efficiently for our clients’ needs. All of our underwriting and servicing is completed in-house. We do not charge addition
(833) 319-3517 97 miles Lender's profile and map Reviews Insula Capital 627 Horseblock Rd, Farmingville, NY, 11738 Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
(631) 687-3510 97 miles Lender's profile and map Reviews Atlantic Home Capital Corp. 627 Horseblock Road, Suite 101, Farmingville, NY, 11738 Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.