USDA Vs. FHA Pro and Con comparison in Marbletown, Ulster County, NY

As of 2026, the USDA loan limit in Marbletown, within the county of Ulster, NY, is set at $336,500, while the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates and identify the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program for your financial needs in .

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2023 Loan Limits and Downpayment Requirements in Marbletown, Ulster County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marbletown, NY

Lendersa® strives to promptly provide you with the best USDA or FHA loan, without hassle. You can choose from three starting points that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in NY

A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or mortgage, is available only in rural areas. Contrary to FHA loans that require a down payment of at least 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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