USDA VS FHA in Hurley, Ulster County, NY

For 2025, the USDA loan limit in Hurley, within Ulster county in NY, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA rates and determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA, aiding in your decision about the best option in considering your financial circumstances.

Explore loan offers from about 100 lenders

Loan Limits and Downpayment Requirements 2025 in Hurley, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Hurley, NY

The goal of Lendersa® is swiftly securing you the best USDA or FHA loan without complication. Choose from three initial options to connect with lenders and find the right USDA loan programs.

Findings from Lendersa USDA loan requests

What Are USDA Loans in NY?

The USDA home loan, often called the USDA rural development loan, is secured by the Department of Agriculture and available only in rural regions. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Approved mortgage
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