USDA Vs. FHA your options comparison in Hurley, Ulster County, NY

For 2026, the USDA loan limit in Hurley, within Ulster county in NY, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s USDA vs. FHA rates and determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA, aiding in your decision about the best option in considering your financial circumstances.

Explore loan offers from about 100 lenders

Loan Limits and Downpayment Requirements 2026 in Hurley, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Hurley, NY

The goal of Lendersa® is swiftly securing you the best USDA or FHA loan without complication. Choose from three initial options to connect with lenders and find the right USDA loan programs.

Findings from Lendersa USDA loan requests

What Are USDA Loans in NY?

The USDA home loan, often called the USDA rural development loan, is secured by the Department of Agriculture and available only in rural regions. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cherokee Strip Credit Union
  • 1508 East Prospect Avenue, Ponca City, OK, 74604
  • Cherokee Strip Credit Union provides some of the best banking, insurance, investment, and financial empowerment solutions in all of Oklahoma. Simply stop by or join us online, and treat yourself to a better way way of banking where you're not a customer - you're the owner. Cherokee Strip Credit Union (CSCU) Established in October 1933.

  • The Valley State Bank
  • 502 North Merchant Street, Belle Plaine, KS, 67013
  • The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.

    Valley State Bank has been accorded the special recognition of Blue Ribbon Bank

  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.

    Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).

  • M C Bank & Trust Company
  • 1201 Brashear Avenue, Morgan City, LA, 70380
  • Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.

  • Cross Country Equity, LLC
  • 6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
  • At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.

  • FM Bank
  • 100 South Main Street, Breaux Bridge, LA, 70517
  • Farmers-Merchants Bank & Trust Company has 7 banking locations. Their corporate headquarters is listed as: 100 South Main Street in Breaux Bridge Louisiana. Below you will find ratings, reviews, corporate information, directions, office hours, their phone number, online banking website, and branch locations.

  • American Bank & Trust Company
  • 307 East Landry Street, Opelousas, LA, 70570
  • The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.

  • ST. LANDRY HOMESTEAD FEDERAL SAVINGS BANK
  • 235 N Court St, Opelousas, LA, 70570
  • St. Landry Homestead Federal Savings Bank is a community bank that’s proud to offer good, ol’ fashioned service combined with the technology tools you expect from a cutting-edge financial partner. At The Homestead, we are focused on fueling business and improving lives across our region.