USDA and FHA Pro and Con in New-Hartford, Oneida County, NY
In 2025, the USDA loan limit in New-Hartford, which is part of Oneida county, NY, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
By utilizing the Lendersa® USDA loan calculator, you can compare the top rates for USDA versus FHA loans today, and determine the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the most suitable program for your financial circumstances in .
Loan Limits and Downpayment Requirements for 2025 in New-Hartford, Oneida, NY
Loan Type
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in New-Hartford, NY
Lendersa® aims to facilitate a quick and seamless process for getting you the best possible USDA or FHA loan. Choose from one of three starting pathways to find matching lenders and explore USDA loan programs.
A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available in rural areas exclusively. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment at all.
8932 Katella Avenue, Suite 104A, Anaheim, CA, 92804
Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
1301 Dove Street, Suite 830, Newport Beach, CA, 92660
At Loanhunch, we connect borrowers with some of the best loan products and lowest rates available for nearly every borrower situation.
Loanhunch is a family owned licensed lender with over 15 years operating at the highest level of consumer finance. We are an accredited business and A+ rated with the Better Business Bureau.
