USDA Vs. FHA your options comparison in New-Hartford, Oneida County, NY
In 2025, the USDA loan limit in New-Hartford, which is part of Oneida county, NY, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
By utilizing the Lendersa® USDA loan calculator, you can compare the top rates for USDA versus FHA loans today, and determine the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting your decision on the most suitable program for your financial circumstances in .
Loan Limits and Downpayment Requirements for 2025 in New-Hartford, Oneida, NY
Loan Type
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in New-Hartford, NY
Lendersa® aims to facilitate a quick and seamless process for getting you the best possible USDA or FHA loan. Choose from one of three starting pathways to find matching lenders and explore USDA loan programs.
A USDA home loan, often known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is available in rural areas exclusively. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment at all.
First American will be a leading financial services company in Northeast Mississippi, known for its dedication to quality, strength and integrity. We will be the financial services provider of choice and the employer of choice for performance-oriented associates in each community we serve.
Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.
Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425
Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better.
Our vision is to create a financial institution that people respect, admire.
Farmers Saving Bank was founded in 1894 in Beaman, Iowa, and was first known as “The Beaman Bank.” The bank was organized under a state charter as Farmers Savings Bank in 1908 and the Marshalltown locations were opened in 2000. We are owned by shareholders whose roots are right here in this area.
Our mission shall be to offer financial services to Lennox Employees, their families, and Select Employee Groups and their families who are credit union members. We will accomplish this by offering on a financially sound, perpetual basis, affordable borrowing and savings opportunities, striving to offer the lowest possible rates on loans.
United Bank & Trust was chartered in 2002 and opened its' doors for business on June 29, 2002. The bank started with only 8 employees, and has grown over the years with the addition of several employees and the opening of our downtown location in 2006. Our independent Board of Directors is comprised of businessmen and women that live and work in ou
Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
