USDA and FHA Pro and Con in New-Hyde-Park, Nassau County, NY

In 2026, the USDA loan limit for New-Hyde-Park, within Nassau county, NY, is $0. The FHA limit for a single-family home stands at $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates. Evaluate the income, credit, reserves, and required documents needed to qualify. Our advanced mortgage calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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Loan Limits and Downpayment Requirements for 2026 in New-Hyde-Park, County of Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in New-Hyde-Park, NY

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you, devoid of hassle. Choose from three starting options that connect you with matching lenders and USDA programs.

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Defining USDA Loans in NY

Supported by the government Department of Agriculture, a USDA home loan—often referred to as a USDA rural development loan or USDA mortgage—is exclusively for rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Hyde-Park Lenders

  • Wisdom Capital
  • 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042
  • Lends in New York
  • The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced

  • Madison Mortgage Services Inc.
  • 3 Dakota Drive, Suite 100, Lake Success, NY, 11042
  • Lends in New York
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • CANYON MORTGAGE CORP.
  • 2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
  • Lends in New York
  • Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007

  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Lends in New York
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.

  • Patriot One Mortgage Bankers LLC
  • 142 Willis Avenue, Mineola, NY, 11501
  • Lends in New York
  • Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan

  • Continental Mortgage Company
  • 25 Roslyn Road, 1st Floor, Mineola, NY, 11501
  • Lends in New York
  • "Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process.
    Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."

  • Simple Credit
  • Stewart ave, Garden City, NY, 11530
  • Lends in New York
  • United Capital Source - Small Business Loans
  • 1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
  • Lends in New York
  • United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.