USDA Vs. FHA your options comparison in Herricks, Nassau County, NY
In 2025, the USDA loan limit for Herricks in the county of Nassau, NY, is $0, whereas the FHA loan limit for a single-family home is $1,089,300.
Try using the Lendersa® USDA loan calculator to contrast today’s most favorable USDA and FHA rates. This tool will help you ascertain the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator also lets you compare USDA, FHA, Conforming, and VA options side by side, making it easier for you to choose the program in that best fits your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Herricks, County of Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Herricks, NY
The aim of Lendersa® is to swiftly and seamlessly secure the best USDA or FHA loan for you. Start from one of three available options to connect with lenders and USDA loan programs that suit your situation.
The USDA home loan is secured by the government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is offered exclusively in rural areas. In contrast with FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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