USDA Vs. FHA Pro and Con comparison in Manhasset-Hills, Nassau County, NY

In 2025, the USDA loan limit for Manhasset-Hills in Nassau county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options for you to decide which program is best for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Manhasset-Hills, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Manhasset-Hills, NY

Lendersa® strives to help you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment, offering significant benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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