USDA Vs. FHA your options comparison in Manhasset-Hills, Nassau County, NY

In 2026, the USDA loan limit for Manhasset-Hills in Nassau county, NY, is $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options for you to decide which program is best for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Manhasset-Hills, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Manhasset-Hills, NY

Lendersa® strives to help you secure the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment, offering significant benefits for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Manhasset-Hills Lenders

  • Wisdom Capital
  • 3000 Marcus Ave Ste 2W1, New Hyde Park, NY, 11042
  • Lends in New York
  • The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced

  • Madison Mortgage Services Inc.
  • 3 Dakota Drive, Suite 100, Lake Success, NY, 11042
  • Lends in New York
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • CANYON MORTGAGE CORP.
  • 2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
  • Lends in New York
  • Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007

  • Hanover Bank
  • 80 East Jericho Tpke, Mineola, NY, 11501
  • Lends in New York
  • Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.

  • Patriot One Mortgage Bankers LLC
  • 142 Willis Avenue, Mineola, NY, 11501
  • Lends in New York
  • Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan

  • Continental Mortgage Company
  • 25 Roslyn Road, 1st Floor, Mineola, NY, 11501
  • Lends in New York
  • "Continental Mortgage Company was established in 1998, with the vision of helping borrowers navigate through the often complex real estate process.
    Its founders envisioned a mortgage company where borrowers not only received the best deal for their individual needs, but were educated and informed about the real estate process."

  • Simple Credit
  • Stewart ave, Garden City, NY, 11530
  • Lends in New York
  • United Capital Source - Small Business Loans
  • 1001 Franklin Avenue, Suite 200, Garden City, NY, 11530
  • Lends in New York
  • United Capital Source is democratizing small-mid sized business funding. As the Internet has given rise to new online business lenders, aggregators, and social collective funding, our mission is to provide small and mid-sized businesses across America with access to flexible business funding options.

  • Garden City Mortgage
  • 170 Tullamore Road, Garden City, NY, 11530
  • Lends in New York
  • In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.