USDA Vs. FHA Pro and Con comparison in Larchmont, Westchester County, NY
In 2025, the USDA loan limit for Larchmont, within Westchester county, NY, is set at $0. The FHA limit for a single-family home stands at $1,089,300.
Utilizing Lendersa® USDA loan calculator allows you to compare today’s USDA versus FHA best rates while determining income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping decide which best suits your financial situation in .
2025 Loan Limits and Down Payment Requirements in Larchmont, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Larchmont, NY
The goal of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and effortlessly. Choose one of three starting approaches to connect with lenders and find the most suitable USDA loan programs.
The USDA home loan, known also as the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is limited to rural areas. Unlike FHA loans, which require a minimum of 3.5% down, USDA loans require no down payment, offering significant advantages.
Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
We love helping our members succeed financially. Acadia Federal Credit Union is an innovative, member-owned institution that's been investing in local communities since 1963. Acadia Federal Credit Union – Providing quality services, maintaining financial stability, and investing in our local communities.
Alliance Catholic Credit Union was formed in 2013 through a merger of two credit unions: First Catholic Federal Credit Union and Michigan Catholic Credit Union.Both Credit Unions were built from small and large parishes with dedicated parishioners seeking a trusted financial option grounded in a foundation of faith.
Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
Xcel Funding specializes in professional business services that include small business loans, hard money lending, credit repair services, group health insurance and more! We consult with businesses and individuals to help grow their business and secure the right capital to maximize cashflow.
850 Stephenson Highway, Suite 405, Troy, MI, 48083
Local Lending Group’s vision is to see all loans provided
by someone living in the community where you live,
a company that understands best the needs of your community.
Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
Demetris is a born and raised Detroiter Now serving as a Senior Loan officer and partner at Shoreline Mortgage, Inc, Demetris has made himself familiar with all aspects of the industry His hard work and enthusiasm speak for itself and after being in the industry for 7+ years, Demetris has been a top-producer for retail and wholesale lenders
The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
