USDA Loan Vs. FHA loan for Larchmont, NY [Westchester County Rates 2023]

In 2025, USDA loan limit in Larchmont, county of Westchester, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Larchmont, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

9174009700 24 miles Lender's profile and map Reviews Lendiqo Inc 2435 E 64th St, Brooklyn, NY, 11234 Lendiqo is a forward-thinking real estate lending company designed to empower investors with fast, flexible, and strategic financing solutions. Built by industry experts, we specialize in funding fix-and-flip projects, rental property acquisitions, multifamily developments, and commercial real estate investments.
(973) 577-4226 24 miles Lender's profile and map Reviews The Capital Lenders 428 Upper Mountain Ave, Montclair, NJ, 07043 The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
+18083919022 24 miles Lender's profile and map Reviews MCashAdvance 1415 East 8th Street, Brooklyn, NY, 11230 MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
(973) 275-9235 24 miles Lender's profile and map Reviews XCEL Federal Credit Union 1460 Broad Street, Bloomfield, NJ, 07003 XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
(973) 842-2448 24 miles Lender's profile and map Reviews Reverse Mortgage Funding LLC 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003 At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.
(201) 891-1130 24 miles Lender's profile and map Reviews Taylor Financial Group 795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417 At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
(877) 808-6868 24 miles Lender's profile and map Reviews Equity Unlimited 6709 11th Ave, Brooklyn, NY, 11219 At EQUITY UNLIMITED, we pride ourselves on exceeding our customer's expectations in providing the best services suited for you, whether it be the best rates or options for are satisfactory to you. Specialties in Mortgage Loan, Home Loan, Personal Loan, Car Loan etc. Contact us to get in touch with a mortgage specialist.
(718) 475-6172 24 miles Lender's profile and map Reviews Hard Money Lender New York 5323 13th ave, Suite 3B, Brooklyn, NY, 11219 Hard Money Lender New York works with real estate investors and property owners who are in need of capital. We have a common sense underwriting process that focuses on the property.Whether you are a seasoned real estate investor or looking for capital to kick start your property business, Hard Money Lender New York has you covered.
845 499 9210 24 miles Lender's profile and map Reviews Bridge Loans Brooklyn 928 51st St., Brooklyn, NY, 11219 Bridge Loan Brooklyn works with real estate investors and property owners who are in need of capital when traditional lenders (Banks) are not willing to lend. We have a common sense underwriting process focused on the asset - the property. Bridge Loans Brooklyn is a direct mortgage lender providing bridge loans (bridge loan financing) for an array
(973) 890-0005 24 miles Lender's profile and map Reviews NJ Lenders Corporation 219 Paterson Ave, Little Falls, NJ, 07424 We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
(973) 785-9200 25 miles Lender's profile and map Reviews North Jersey Federal Credit Union 711 Union Blvd, Totowa, NJ, 07512 In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.