In 2025, the USDA loan limit for Mamaroneck, located in Westchester, NY, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, determining the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side to select the best fit for your financial circumstances in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The goal at Lendersa® is to seamlessly secure the best USDA or FHA loans without hassle. Choose one of three starting points to link with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the government Department of Agriculture and available solely in rural areas. Unlike FHA loans, which require a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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