USDA Loan Vs. FHA loan for Mamaroneck, NY [Westchester County ]

In 2025, USDA loan limit in Mamaroneck, county of Westchester, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Mamaroneck, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(956) 787-2774 1730 miles Lender's profile and map Reviews NAFT Federal Credit Union 901 N Veterans Boulevard, Pharr, TX, 78577 In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
(956) 787-2701 1730 miles Lender's profile and map Reviews Highway District 21 Federal Credit Union 600 W Ferguson Street, Pharr, TX, 78577 At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.
(956) 787-3797 1730 miles Lender's profile and map Reviews Holiday Finance Corporation 1101 N. Cage, Suite C-2, Pharr, TX, 78577 Holiday Finance Corporation (HFC) offers personal loans of up to $1340 Receive immediate attention when you apply online for an installment loan from Holiday Finance Corporation in South Texas. We offer unsecured personal loans—a lending alternative that’s easy and convenient for borrowers.
(956) 616-4203 1730 miles Lender's profile and map Reviews La Cross Mortgage, LLC 213 W Expy 83, Suite D, Pharr, TX, 78577 La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
(575) 393-1596 1730 miles Lender's profile and map Reviews Estacado Federal Credit Union 2220 N Dal Paso Street, Hobbs, NM, 88240 On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
(575) 397-4511 1730 miles Lender's profile and map Reviews Lea County State Bank 1017 N Turner St, Hobbs, NM, 88240 Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
(505) 425-7584 1731 miles Lender's profile and map Reviews Community 1st Bank Las Vegas 600 Douglas Ave, Las Vegas, NM, 87701 Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
(956) 664-8400 1732 miles Lender's profile and map Reviews Vantage Bank TX 1801 South 2nd Street, McAllen, TX, 78503 Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
(575) 758-6700 1732 miles Lender's profile and map Reviews Centinel Bank of Taos 512 Paseo Del Pueblo Sur, Taos, NM, 87571 At Centinel Bank we are invested in the success of our customers and are grateful they choose to bank with us. Community banking is about building relationships & working for the betterment of our customers, our employees, and our local community, this is why we feel a strong commitment to providing excellent service, building strong relationships.
(575) 758-5566 1732 miles Lender's profile and map Reviews Dimond Mortgage 705A Paseo del Pueblo Sur, Taos, NM, 87571 We will work with you to get you the best financing arrangement possible, and we will never take our relationship with you for granted or betray the trust you place in us. You will find, like the many satisfied customers shown on this site, that Dimond Mortgage is truly a cut above for all your mortgage needs.
(307) 324-2265 1734 miles Lender's profile and map Reviews Bank of Commerce 221 3rd Street, Rawlins, WY, 82301 Bank of Commerce is committed to our community. Our mission is simply to “Be A Better Bank”. This means that we will not only work in our community, but we are proud to be actively involved in and around our community to make it a better place for all of us to live, work, and play.