In 2026, the loan limit for USDA in Ogdensburg, county of St. Lawrence, NY is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today and assess the income, credit, reserves, and documents required for qualification. By leveraging our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, simplifying your decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you without any hassle. Choose from three starting points that connect you with appropriate lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is designated for rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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