USDA Loan Vs. FHA loan pro & con for Ogdensburg, St. Lawrence County, NY

In 2025, USDA loan limit in Ogdensburg, county of St. Lawrence, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ogdensburg, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(866) 690-2474 2361 miles Lender's profile and map Reviews ClearEdge Lending 20 Enterprise, Suite 330, Aliso Viejo, CA, 92656 The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
(949) 533-9333 2361 miles Lender's profile and map Reviews Aliso Niguel Mortgage 120 Vantis, Suite 336, Aliso Viejo, CA, 92656 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 306-0001 2361 miles Lender's profile and map Reviews RE Capital Group 26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656 "We are a wholesale mortgage company offering all loan types for purchase and re-finance. We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"
(888) 676-1613 2361 miles Lender's profile and map Reviews American Select Funding, Inc. 95 Enterprise, Suite 340, Aliso Viejo, CA, 92656 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 207-3399 2361 miles Lender's profile and map Reviews 1st Nationwide Mortgage 65 Enterprise, Aliso Viejo, CA, 92656 We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
(800) 247-6663 2361 miles Lender's profile and map Reviews America's Moneyline Inc. 27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656 America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,
(949) 202-8321 2361 miles Lender's profile and map Reviews Generation Lending Inc. 6A Liberty, Suite 175, Laguna Niguel, CA, 92656 Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
(949) 910-8620 2361 miles Lender's profile and map Reviews Elixir Mortgage Lending Inc. 45 Bluebird Lane, Aliso Viejo, CA, 92656 Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
(949) 630-0042 2361 miles Lender's profile and map Reviews Reduce Mortgage 36 Oak View Drive, Aliso Viejo, CA, 92656 Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
949 315 9349 2361 miles Lender's profile and map Reviews Independent Home Lending 65 ENTERPRISE, Aliso Viejo, CA, 92656 Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
949 874 1973 2361 miles Lender's profile and map Reviews Alliance Portfolio 120 Vantis, Suite 515, Aliso Viejo, CA, 92656 Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.