USDA Vs. FHA your options comparison in Manorhaven, Nassau County, NY
As of 2025, the USDA loan limit for Manorhaven, in Nassau, NY, is $0, whereas the FHA ceiling for a single-family home is $1,089,300.
Try the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, assessing the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the suitable program in for your financial status.
2025 Loan Limits and Down Payment Needs in Manorhaven, Nassau, NY
Loan Type
Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
USDA and FHA Loan Options in Manorhaven, NY
The goal of Lendersa® is to secure the best USDA or FHA loan efficiently and hassle-free. Choose from one of three starting points to find lenders and USDA loan programs that match your needs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment requirement, USDA mortgage loans have no down payment requirement.
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From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
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