USDA and FHA Pro and Con in Manorhaven, Nassau County, NY

As of 2025, the USDA loan limit for Manorhaven, in Nassau, NY, is $0, whereas the FHA ceiling for a single-family home is $1,089,300.

Try the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, assessing the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the suitable program in for your financial status.

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2025 Loan Limits and Down Payment Needs in Manorhaven, Nassau, NY

Loan Type Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Loan Options in Manorhaven, NY

The goal of Lendersa® is to secure the best USDA or FHA loan efficiently and hassle-free. Choose from one of three starting points to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans with a minimum 3.5% down payment requirement, USDA mortgage loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Freedom Community Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education and involvement while maintaining long-term financial stability.Credit Union is a member-owned and controlled financial organization. We promote financial responsibility and member education
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