USDA Vs. FHA Pro and Con comparison in Sands-Point, Nassau County, NY
In 2025, the USDA loan limit for Sands-Point, located in Nassau, NY is $0, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the best option in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Sands-Point, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Sands-Point, NY
Lendersa® aims to efficiently provide you with the ideal USDA or FHA loan, quickly and hassle-free. Choose from three starting strategies to connect with lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture and is known as either a USDA rural development loan or mortgage. It is exclusively available in rural areas, unlike FHA loans which require a minimum down payment of 3.5%, the USDA mortgage demands none.
Grand Prairie Credit Union is located in Grand Prairie, TX, United States and is part of the Depository Credit Intermediation Industry. Grand Prairie Credit Union has 5 total employees across all of its locations and generates $551, 999 in sales (USD). (Employees figure is modelled).
Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally.
To our customers, we pledge performance excell
Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
Established in 1925, Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties.
Citizens State Bank presently offers products to make banking easier and more convenient for its customers.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
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City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
