USDA and FHA Pro and Con in Olive, Ulster County, NY

In 2025, the loan limit for USDA is $336,500 in Olive, county of Ulster, NY, whereas the FHA limit for a single-family home is $472,030. Take advantage of the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates. Evaluate the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loans to help decide which program best suits your financial plan in . View loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Olive, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Olive, NY

The goal of Lendersa® is to promptly find you the best USDA or FHA loan without complications. Select any of the three starting options to connect with suitable lenders and USDA loan programs.

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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