USDA Vs. FHA your options comparison in Olive, Ulster County, NY

In 2025, the loan limit for USDA is $336,500 in Olive, county of Ulster, NY, whereas the FHA limit for a single-family home is $472,030. Take advantage of the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates. Evaluate the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can compare side by side the USDA, FHA, Conforming, and VA loans to help decide which program best suits your financial plan in . View loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Olive, Ulster, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Olive, NY

The goal of Lendersa® is to promptly find you the best USDA or FHA loan without complications. Select any of the three starting options to connect with suitable lenders and USDA loan programs.

Understanding USDA Loans in NY

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • Hard Money Lenders NY
  • 43-13 National St, Corona, NY, 11368
  • "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
  • Atlantic Health Employees Federal Credit Union
  • 99 Beauvoir Avenue, 2nd Floor, Summit, NJ, 07901
  • Atlantic Health Employees Federal Credit Union was originally Chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve the employees of Overlook Hospital. Since then, the credit union has expanded its charter to offer its services to other groups associated with the hospital.
  • Lincoln Mortgage Solutions
  • 7016 Caviro Lane, Boynton Beach, FL, 7901
  • Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
  • Triboro Postal Federal Credit Union
  • 142-02 20th Avenue, Flushing, NY, 11351
  • The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
  • Andrew Davidson & Co
  • 65 Bleecker Street, Fifth Floor, New York, NY, 10012
  • Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • We Close On Time.
  • BLVD Real Estate
  • 372 Pacific Ave, Jersey City, NJ, 07302
  • BLVD Realty Group is the premier luxury and commercial real estate firm in Jersey City. We specialize in providing our clients with the Boutique look and feel coupled with a very strong team of professionals. With the tools and technology used by only the large commercial firms, BLVD Realty Group creates a unique model.
  • BlockFi
  • 201 Montgomery St, Suite 263, Jersey City, NJ, 07302
  • Founded in 2017 by Zac Prince and Flori Marquez, BlockFi was created to provide credit services to markets with limited access to simple financial products. BlockFi sets itself apart from other crypto service providers by pairing competitive rates with institutional-quality benefits.
  • STEM Lending, Inc.
  • 101 Hudson Street, Suite 2100, Jersey City, NJ, 07302
  • Stem Lending is an online mortgage marketplace, helping home buyers shop wholesale lenders, as they finance their dream homes. Our customers create a login and with 4 simple steps, apply for a mortgage. Our technology fetches credit reports, verifies income, assets, employment and present mortgage application to top competing mortgage.
  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip."" Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
  • Lower East Side People's Federal Credit Union
  • 37 Avenue B, New York, NY, 10009
  • Lower East Side People’s Federal Credit Union is a non-profit financial cooperative that was organized in 1986 that promotes economic justice and opportunity in NYC neighborhoods. We are owned by our members and dedicated to providing high-quality financial services and community development investments in low-income, immigrant.