USDA and FHA Pro and Con in Haviland, Dutchess County, NY

In 2025, the USDA loan limit in Haviland, Dutchess County, NY, is $581,200. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program in for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Haviland, Dutchess, NY

Loan Type Loan Limit Down Payment
USDA $581,200 0%
FHA $472,030 3.5%
Conventional Conforming $726,525 3%

USDA and FHA Loan Options in Haviland, NY

Lendersa® works to secure the best USDA or FHA loan for you promptly and without complication. Select one of three paths to connect with matching lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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