USDA Vs. FHA your options comparison in Haviland, Dutchess County, NY
In 2025, the USDA loan limit in Haviland, Dutchess County, NY, is $581,200. For a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program in for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Haviland, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Haviland, NY
Lendersa® works to secure the best USDA or FHA loan for you promptly and without complication. Select one of three paths to connect with matching lenders and find suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans which mandate at least a 3.5% down payment, the USDA mortgage needs no down payment.
First Boston Capital Partners, has been funding home builders for over 60 years and originated over $1 billion in loans since 2012. We provide short-term bridge capital to developers and investors for acquisitions, ground-up construction, or renovations throughout southern New England—focusing on the Greater Boston area. As one of the largest, most
Quincy Credit Union is proud to be celebrating 80 years of providing outstanding financial service to its members. From competitive interest rates and many no-fee products and services, it remains our commitment every day to help members meet their financial goals. At QCU, we are dedicated to providing exceptional service as part of our “people hel
"SharpTurn Mortgage, LLC: is a mortgage provider of online and off-line mortgage broker services, headquartered in Quincy MA. SharpTurn Mortgage constantly strive for customer satisfaction.
The company’s loan professionals are trained to deliver straightforward solutions, to help buyers make confident decisions about their mortgage selection"
Northeastern Mortgage LLC is a leading mortgage brokerage company that can arrange the best loan products available such as of Conventional Fannie Mae/Freddie Mac, FHA, VA, USDA, first time homebuyer, residential and commercial loans. and Our purpose is straightforward. We strive to arrange our clients with the best possible financing options.
Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.
Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service
Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope
First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
Forward Financing is a Boston-based financial technology company that provides fast, flexible working capital to small businesses nationwide. Our dedicated account representatives and advanced proprietary technology help our customers spend less time finding capital and more time growing their business.
