USDA Vs. FHA Pro and Con comparison in Crown-Heights, Dutchess County, NY
In 2025, the USDA loan limit in Crown-Heights, located in Dutchess, NY, is $581,220, whereas the FHA limit for a single-family home stands at $356,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining which program in is most suitable for your particular financial scenario.
2025 Loan Limits and Down Payment Requirements in Crown-Heights, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Crown-Heights, NY
The aim of Lendersa® is to provide you with the optimal USDA or FHA loan swiftly and without hassle. Choose one of the three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—known as the USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage forgoes any down payment necessity.
TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
"Lending Edge Mortgage has built a reputation for excellence through customer service.
Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.
Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.
In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
Ellis County Teachers & Employees Federal Credit Union
61 Northgate Drive, Waxahachie, TX, 75165
Ellis County Teachers & Employees Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do.We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals achieve.
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
Capital Connect is your ultimate partner in Texas real estate investment. As a premier hard money lending company, we streamline success by offering faster, more flexible funding than traditional banks. Loans are based on property value, not credit, ensuring a fast process. Our services, like cash-out refinancing with no appraisal, empower investor
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
