USDA and FHA Pro and Con in Crown-Heights, Dutchess County, NY
In 2025, the USDA loan limit in Crown-Heights, located in Dutchess, NY, is $581,220, whereas the FHA limit for a single-family home stands at $356,500.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining which program in is most suitable for your particular financial scenario.
2025 Loan Limits and Down Payment Requirements in Crown-Heights, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Exploring USDA and FHA Loan Options in Crown-Heights, NY
The aim of Lendersa® is to provide you with the optimal USDA or FHA loan swiftly and without hassle. Choose one of the three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture—known as the USDA rural development loan or USDA mortgage—is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage forgoes any down payment necessity.
At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.
About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.
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At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.
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WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
323 East Garfield Road, Suite 10, Aurora, OH, 44202
Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
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