USDA Vs. FHA Pro and Con comparison in Poughkeepsie, Dutchess County, NY
In 2025, the USDA loan limit in Poughkeepsie, Dutchess county, located in NY, is set at $581,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates. By using this tool, you can figure out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side-by-side, assisting you in choosing the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Poughkeepsie, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Choices in Poughkeepsie, NY
The purpose of Lendersa® is to deliver the best USDA or FHA loan quickly and with ease. Begin by selecting one of three starting points to connect with lenders and access USDA loan programs.
The USDA home loan, also known as a USDA Rural Development Loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is intended for rural areas only. Contrary to FHA loans that require a down payment of at least 3.5%, USDA mortgage loans do not require a down payment.
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
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10940 South Parker Road, Suite 223, Parker, CO, 80134
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