USDA Vs. FHA your options comparison in Mendon, Monroe County, NY
In 2025, the USDA loan limit in Mendon, which is situated in Monroe, NY, is
determined to be $336,500. For a single-family home, the FHA limit is set at
$472,030.
Lendersa® provides a USDA loan calculator to help you compare today's most competitive rates
between USDA and FHA. This tool aids in determining the necessary income, credit, reserves,
and documents required for qualification. With our advanced mortgage calculator, you have the
convenience of viewing USDA, FHA, Conforming, and VA options in parallel, making it easier to
choose the best program in for your specific financial situation.
Loan limits and Downpayment Details for 2025 in Mendon, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mendon, NY
The mission of Lendersa® is to assist you in obtaining the most favorable USDA or FHA loan
efficiently and without unnecessary hassle. Opt for one of three starting pathways, each
leading to matched lenders and USDA loan programs fitting your needs.
A USDA home loan is backed by the government's Department of Agriculture, also referred to as
a USDA rural development loan or simply USDA mortgage, available only in rural areas.
Unlike FHA loans that stipulate at least a 3.5% down payment, USDA loans require none,
presenting a notable financial benefit.
Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
We pride ourselves on making Alabama mortgages easy. Whether you're a first-time homebuyer or looking to save on your current mortgage, we can help. There’s a reason why we have a 99.9% customer retention rate. When you get your mortgage with us, we get you the lowest rates and we let you know when you can refinance and save.
Peoples Bank is an independently-owned bank based in Indianola, Iowa, serving communities throughout Warren, Marion and Wayne Counties. Our customers choose us because we put their needs first.
We answer the phone when you call and return that call within one business day. Our lenders live and work in our communities
