USDA Vs. FHA Pro and Con comparison in Mendon, Monroe County, NY
In 2026, the USDA loan limit in Mendon, which is situated in Monroe, NY, is
determined to be $336,500. For a single-family home, the FHA limit is set at
$472,030.
Lendersa® provides a USDA loan calculator to help you compare today's most competitive rates
between USDA and FHA. This tool aids in determining the necessary income, credit, reserves,
and documents required for qualification. With our advanced mortgage calculator, you have the
convenience of viewing USDA, FHA, Conforming, and VA options in parallel, making it easier to
choose the best program in for your specific financial situation.
Loan limits and Downpayment Details for 2026 in Mendon, Monroe, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mendon, NY
The mission of Lendersa® is to assist you in obtaining the most favorable USDA or FHA loan
efficiently and without unnecessary hassle. Opt for one of three starting pathways, each
leading to matched lenders and USDA loan programs fitting your needs.
A USDA home loan is backed by the government's Department of Agriculture, also referred to as
a USDA rural development loan or simply USDA mortgage, available only in rural areas.
Unlike FHA loans that stipulate at least a 3.5% down payment, USDA loans require none,
presenting a notable financial benefit.
Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
180 Office Park Way, Suite 2000, Pittsford, NY, 14534
Lends in New York
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
East Coast Commercial. is a commercial mortgage banking company that structures, arranges, & closes commercial mortgages for acquisitions, refinances & refurbishment projects for developers throughout the United States and Canada. East Coast Commercial, provides you with the most competitive financing for your next commercial real estate project.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
Normandy's financial strength along with common sense decision making, allows for a flexible and stream-lined loan process, resulting in quality service and an experience that benefits Normandy's customers.
We offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. We have funded over $800 Milli
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
