USDA VS FHA in Milo, Yates County, NY

In 2026, the USDA loan ceiling in Milo, Yates county, NY is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

To effectively compare today's leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps identify the income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option in for your financial needs.

Explore loan offers from a pool of 100 lenders

Details on 2026 loan limits and down payments in Milo, Yates county, NY

Loan Type Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan opportunities in Milo, NY

Lendersa® strives to deliver the best USDA or FHA loan quickly and effortlessly. You can click on one of the three following options to connect with matching lenders and find the ideal USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in NY

A USDA home loan is a government-backed loan offered through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage. These loans are specifically for rural areas, and unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    In 1998, we expanded our membership to include other employer groups

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  • Colorado Unified Lending
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