FHA Vs. USDA loan program for Starkey, Yates County, New York

In 2025, the USDA loan limit for Starkey, located in Yates County, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize Lendersa®’s USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates. Determine necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, which aids in choosing the best option for your specific financial circumstances in .

USDA and FHA Loan Options in Starkey, NY

Lendersa® aims to help you find the ideal USDA or FHA loan swiftly and without hassle. Choose from one of three starting points to connect with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in NY

The USDA home loan, guaranteed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is exclusively available in rural locales. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

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(732) 415-4150 Lender's profile and map Reviews Ark Mortgage, Inc 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701 Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
(908) 349-0254 Lender's profile and map Reviews Sunrise Funding Group 211 Boulevard of the Americas, Lakewood, NJ, 08701 We are one of the leading providers in business funding & financing. We provide immediate funding to businesses in need, who want to avoid the headache of traditional lending institutions. We work closely with each business owner to ease their path to an increasingly successful business.
(888) 988-3276 Lender's profile and map Reviews Farmers National Bank 20 S. Broad St, Canfield, OH, 44406 Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
(203) 680-8668 Lender's profile and map Reviews Healthcare Financial Federal Credit Union 20 York Street, Room 80CB, New Haven, CT, 06510 On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
(412) 208-4063 Lender's profile and map Reviews American Financial Mortgage Corporation 1035 Boyce Rd, Suite 205, Pittsburgh, PA, 15241 American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
(800) 691-3201 Lender's profile and map Reviews METRO ADVISOR GROUP, LLC 1700 North Highland Road, Pittsburgh, PA, 15241 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(888) 301-9210 Lender's profile and map Reviews Polaris Home Loans, LLC One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(413) 250-6068 Lender's profile and map Reviews TMD Capital 1500 Main St, Springfield, MA, 01103 We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.
(413) 739-6961 Lender's profile and map Reviews Freedom Credit Union 1976 Main Street, Springfield, MA, 01103 Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.
(413) 744-3431 Lender's profile and map Reviews MassMutual Federal Credit Union 1295 State Street, Springfield, MA, 01111 MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe
443-622-0561 Lender's profile and map Reviews Finance USA Corporation 7935 Galloping Circle, Windsor Mill, MD, 21244 "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f
(410) 984-8924 Lender's profile and map Reviews Mortgage Affiliates Incorporated 7000 Security Boulevard, Suite 110, Baltimore, MD, 21244 Mortgage Affiliates Inc. was established with the mission of creating extraordinary mortgage solutions. That mission continues to be a driving force through today. Mortgage Affiliates has always sought out the nation’s most creative and responsible lenders. Our financial products vary from simple to simply spectacular.