USDA Loan Vs. FHA loan pro & con Romulus, Seneca County, NY

In 2025, USDA loan limit in Romulus, county of Seneca, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Romulus, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(402) 564-1234 Lender's profile and map Reviews Columbus Bank and Trust Company 2501 13th Street, Columbus, NE, 68601 Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
(855) 938-1002 Lender's profile and map Reviews Fastbreak Mortgage Brokers 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(402) 563-5900 Lender's profile and map Reviews Nebraska Energy Federal Credit Union 1414 15th Street, Columbus, NE, 68601 Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
(402) 563-4597 Lender's profile and map Reviews Columbus United Federal Credit Union 2472 39th Avenue, Columbus, NE, 68601 Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
(863) 500-9990 Lender's profile and map Reviews CityState Financial 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803 At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
863-412-5818 Lender's profile and map Reviews USA Mortgage 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803 At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
(863) 802-1242 Lender's profile and map Reviews Compass Mortgage LLC 2015 S. Florida Avenue, Lakeland, FL, 33803 "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"
863-940-9062 Lender's profile and map Reviews Florida Mortgage Pros LLC 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803 Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
(727) 447-2418 Lender's profile and map Reviews Innovative Mortgage Services Inc. 17717 Hunting Bow Circle, Lutz, FL, 33558 Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
(786) 210-5557 Lender's profile and map Reviews All Florida Home Loans 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558 "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."