FHA Vs. USDA loan program for Moreau, Saratoga County, New York

In 2025, USDA loan limit in Moreau, county of Saratoga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Moreau, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(925) 287-9697 Lender's profile and map Reviews Acurus Home Loans 862 Deer Spring Circle, Concord, CA, 94521 At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
(707) 259-5272 Lender's profile and map Reviews Mortgage Solutions, Inc 1775 Lincoln Avenue, Napa, CA, 94558 At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(707) 226-7550 Lender's profile and map Reviews Napa Valley Lending 5230 Country Lane, Napa, CA, 94558 Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.
(415) 516-9600 Lender's profile and map Reviews Icon Capital Group, Inc. 3449 Crestview Way, Napa, CA, 94558 Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
(707) 759-5129 Lender's profile and map Reviews Network Independent Mortgage Brokers 1300 Oliver Road, Suite 140, Fairfield, CA, 94534 Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
(925) 609-5000 Lender's profile and map Reviews Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 Lender's profile and map Reviews Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(925) 997-9046 Lender's profile and map Reviews JBM Mortgage Inc 4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506 As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
(925) 216-0451 Lender's profile and map Reviews Premier Mortgage Direct Corp. 430 Kingston Drive, Danville, CA, 94506 Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
(800) 638-6035 Lender's profile and map Reviews Mortgij, Inc. 632 Birchwood Court, Danville, CA, 94506 We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
(925) 208-1755 Lender's profile and map Reviews Compass Mortgage Advisors 3840 Blackhawk Road, Suite 105, Danville, CA, 94506 Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.