USDA Vs. FHA your options comparison in Glens-Falls, Warren County, NY
In the year 2025, the USDA loan limit for a single-family home in Glens-Falls, located in the county of Warren, NY, is set at $285,000. Meanwhile, the FHA limit for such a home is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh the current best rates of USDA against FHA and evaluate necessary qualifications such as income, credit score, reserves, and required documents. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in Alabama for your financial scenario.
Loan limits and downpayment requirements for 2025 in Glens-Falls, county of Warren, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan opportunities in Glens-Falls, NY
Lendersa® is dedicated to swiftly securing the best USDA or FHA loan options for you, minimizing stress and complexity. Choose one of three pathways to match with lenders and discover USDA loan programs tailored to your needs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture. Known as a USDA rural development or USDA mortgage, it is available in rural areas exclusively. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
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