USDA Loan Vs. FHA loan for South-Glens-Falls, NY 2026

In 2026, USDA loan limits for South-Glens-Falls in Saratoga, NY are set at $285,000, while the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. Evaluate income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, helping you decide which program is best for your financial situation in .

USDA and FHA Loan Options in South-Glens-Falls, NY

The aim of Lendersa® is to quickly get you the best USDA or FHA loan without hassle. Choose one of three options that match you with lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, offering a significant advantage for eligible borrowers.

Get top 10
USDA LENDERS
customized to yout needes

(800) 822-6875 Lender's profile and map Reviews Advantage Financial Federal Credit Union 1319 F Street NW, Suite 500, Washington, DC, 20004 Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
(202) 534-1816 Lender's profile and map Reviews Verus Mortgage Capital 1155F ST NW, Suite 1075, Washington, DC, 20004 Verus is a mortgage investor filling the credit void in today’s mortgage market. Verus acquires responsible non-agency mortgage loans from correspondents. Acquisition programs are designed to address the issues limiting a borrowers’ access to credit through common sense underwriting. All programs focus on the borrowers’ ability to repay.
(202) 543-6830 Lender's profile and map Reviews First Savings Mortgage 659 C St SE, Washington, DC, 20003 First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
(202) 625-1491 Lender's profile and map Reviews First Washington Mortgage, LLC 2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007 First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
(866) 625-1221 Lender's profile and map Reviews Cornerstone First Financial 2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007 Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
202 713 9072 Lender's profile and map Reviews Evergreen Private Finance 1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007 Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
(800) 914-8619 Lender's profile and map Reviews Interior Federal Credit Union 1849 C Street NW, Room B038, Washington, DC, 20240 Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
(202) 623-3363 Lender's profile and map Reviews IDB Global Federal Credit Union 1300 New York Avenue NW, Washington, DC, 20577 The IDB Global Federal Credit Union is a not-for-profit, financial service cooperative owned by over 11, 000 members and sponsored by the Inter-American Development Bank community (IDB and IDB Invest and From our humble beginnings over 60 years ago, we have worked steadily together with members.
(202) 863-2800 Lender's profile and map Reviews HUD Federal Credit Union 451 7th Street SW, Suite 3241, Washington, DC, 20410 HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
(202) 876-2121 Lender's profile and map Reviews GSA Federal Credit Union 1800 F Street NW, Room 1211, Washington, DC, 20405 GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission To provide financial services that promote the wise use of money To be a benefit of employment
(202) 789-2901 Lender's profile and map Reviews Department of Labor Federal Credit Union 2 Massachusetts Avenue NE, Room 2665, Washington, DC, 20212 Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
(202) 808-3600 Lender's profile and map Reviews Department of Commerce FCU 1401 Constitution Avenue NW, Washington, DC, 20230 At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.