FHA Vs. USDA loan program for Lake-Placid, Essex County, New York

For 2025, the USDA loan limit in Lake-Placid, within Essex County, NY, is $285,000. The FHA limit for a single-family dwelling stands at $356,362.

Use Lendersa®'s USDA loan calculator to evaluate today’s USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to identify the optimal program in for your financial needs.

USDA and FHA Loan Options in Lake-Placid, NY

The aim of Lendersa® is to secure the best USDA or FHA loan for you promptly and without complication. Choose from three initial approaches to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in NY?

A USDA home loan, guaranteed by the U.S. Department of Agriculture—often called a USDA rural development loan—is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, no down payment is needed for USDA mortgages.

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(307) 638-4200 Lender's profile and map Reviews WyHy Federal Credit Union 1715 Stillwater Avenue, Cheyenne, WY, 82009 WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
(402) 290-7794 Lender's profile and map Reviews Guild Mortgage Company 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009 Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
(512) 446-2583 Lender's profile and map Reviews Rockdale Federal Credit Union 1821 W Cameron Avenue, Rockdale, TX, 76567 Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
(281) 639-8879 Lender's profile and map Reviews Turn-Key Mortgage Inc 8218 Summer Breeze Lane, Rosenberg, TX, 77469 As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.
(307) 322-5222 Lender's profile and map Reviews First State Bank 1405 Sixteenth Street, Wheatland, WY, 82201 First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.
(719) 523-4542 Lender's profile and map Reviews Frontier Bank 808 Main Street, Springfield, CO, 81073 Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
(719) 523-6250 Lender's profile and map Reviews Peoples Credit Union 125 Main Street, Springfield, CO, 81073 Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
(979) 865-4200 Lender's profile and map Reviews Austin County State Bank 436 South Front Street, Bellville, TX, 77418 ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
(979) 865-3181 Lender's profile and map Reviews The First National Bank of Bellville 100 East Main Street, Bellville, TX, 77418 First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
(979) 413-7035 Lender's profile and map Reviews Texas Mortgage Partners, LLC 436 South Front Street, Bellville, TX, 77418 Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
(254) 445-4400 Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.