USDA and FHA Pro and Con in Mount-Ivy, Rockland County, NY

In 2025, the USDA loan limit in Mount-Ivy, located in Rockland, NY, is $0. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which program in Alabama best suits your financial needs.

Compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Mount-Ivy, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Mount-Ivy, NY

Lendersa®'s aim is to provide the best USDA or FHA loan swiftly and hassle-free. Choose one of three approaches to connect with lenders and access USDA loan programs tailored for you.

Lendersa USDA loan request and results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the government Department of Agriculture, termed a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • EverMortgages
  • 1500 Weston Rd, Suite 202, Weston, FL, 33326
  • EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
  • Home Lenders Mortgage LLC
  • 2220 Tallahassee, Weston, FL, 33326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Savvy Mortgage Services Inc
  • 1792 Bell Tower Lane, Weston, FL, 33326
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products
  • Life Capital Lending Group, Inc.
  • 1820 N. Corporate Lakes Blvd, Suite 207-6, Weston, FL, 33326
  • Life Capital Lending Group, Inc., offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • EXPRESS LENDING SERVICES, INC.
  • 2111 N. Commerce Parkway, Fort Lauderdale, FL, 33326
  • Express Lending Services is a mortgage company that is founded with over 28 years of Industry Experience. The company’s CORE Values are centered on providing exceptional client experience to both our mortgage clients and business partners. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Mortgage Advantage Lending
  • 745 Shotgun Road, Fort Lauderdale, FL, 33326
  • Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,
  • Florida Mortgage Solutions Group
  • 1625 North Commerce Parkway Suite 105, Weston, FL, 33326
  • Florida Mortgage Solutions Group is Direct Lender and Mortgage Broker in Weston, FL. We provide financing to home buyers and seasoned investors! We are approved and experienced with FHA Loans, Fannie Mae, Freddie Mac, and especially VA Loans. We are here to help you from beginning to the end. Our wholesale rates and competitive pricing.