USDA VS FHA in Mount-Ivy, Rockland County, NY

In 2026, the USDA loan limit in Mount-Ivy, located in Rockland, NY, is $0. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans today, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which program in Alabama best suits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Mount-Ivy, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Mount-Ivy, NY

Lendersa®'s aim is to provide the best USDA or FHA loan swiftly and hassle-free. Choose one of three approaches to connect with lenders and access USDA loan programs tailored for you.

Lendersa USDA loan request and results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the government Department of Agriculture, termed a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mount-Ivy Lenders

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.

  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Lends in New York
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
    Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Rockland Employees Federal Credit Union
  • 170 East Central Avenue, Spring Valley, NY, 10977
  • Lends in New York
  • Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.

  • Money Depot LTD
  • 259 W Route 59, Spring Valley, NY, 10977
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply

  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • Lends in New York
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri

  • The Everest Equity Company, Inc.
  • 2 Executive Blvd Ste 201, Suffern, NY, 10901
  • Lends in New York
  • The Everest Equity Company, Inc. is a corporation, founded in 2004, with an experienced,highly skille, & professional staff of Mortgage Brokers, along with an extensive support team, who specialize in meeting our clients’ unique mortgage needs.Our goal at the Everest Equity Company is to provide you with the smoothest and most comfortable mortgage.

  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Lends in New York
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.

  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Lends in New York
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a