During 2026, the USDA loan limit in Thiells, situated in the county of Rockland, NY, is $0. In contrast, for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side, assisting in finding the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The Lendersa® objective is to swiftly secure the best USDA or FHA loan for you without any complications. Opt for one of three starting points to be matched with lending partners and USDA loan solutions.
A USDA loan is backed by the U.S. Department of Agriculture, often called a USDA rural development loan or USDA mortgage. This type of loan is only accessible in rural neighborhoods. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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