USDA and FHA Pro and Con in Mount-Pleasant, Westchester County, NY
In the year 2025, the USDA loan limit in Mount-Pleasant, which is in Westchester county, NY, stands at $0. Conversely, the FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best-suited program for your financial circumstances in .
2025 Loan Limits & Down Payment Requirements in Mount-Pleasant, Westchester County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in Mount-Pleasant, NY
The goal of Lendersa® is to swiftly connect you with the best possible USDA or FHA loans, ensuring the process is quick and seamless. Choose from three starting points to access lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural communities. Contrastingly, FHA loans require a minimum down payment of 3.5%, whereas the USDA mortgage does not require any down payment at all.
At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.
RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy
First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
Working together, we have a common focus – a personal interest in meeting all your investment, insurance, financial planning, and retirement needs as they change throughout your lifetime. When you are a client of Franklin Financial Group, our goal is treat you like one of the family.
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
Tennessee Quick Cash, Inc. has been serving the greater Nashville area with Financial Services since 1997. We are locally owned and operated with headquarters in Antioch, TN. We are fully licensed and in compliance with all applicable laws of the State of Tennessee. Tennessee Quick Cash, Inc. is the industry leader for fast and easy Cash Loans.
John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Q10 Capital is a national leader in commercial real estate capital with the resources and expertise to achieve your objectives. Since our formation in 2004, we have originated over $55 billion in commercial and multifamily real estate loans and currently service a portfolio of over $10.5 billion.
Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
