USDA Vs. FHA your options comparison in Mount-Pleasant, Westchester County, NY
In the year 2025, the USDA loan limit in Mount-Pleasant, which is in Westchester county, NY, stands at $0. Conversely, the FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best-suited program for your financial circumstances in .
2025 Loan Limits & Down Payment Requirements in Mount-Pleasant, Westchester County, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Options in Mount-Pleasant, NY
The goal of Lendersa® is to swiftly connect you with the best possible USDA or FHA loans, ensuring the process is quick and seamless. Choose from three starting points to access lenders and USDA loan programs.
The USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural communities. Contrastingly, FHA loans require a minimum down payment of 3.5%, whereas the USDA mortgage does not require any down payment at all.
Integrated Lending Group our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of refinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over.
At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream
23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
At Thrive Financial, we are focused on understanding the nuances of your situation and providing you with the best solution for your circumstances even if it is different from what you initially researched for yourself. Our wealth of experience has culminated in a firm where individualized attention to customers.
5100 E. La Palma Ave, Suite 219, Anaheim, CA, 92807
Your Favorite Lenders are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
Our group of mortgage professionals have over 25 years of combined experience working with clients to assist them with reaching all of their real estate financing needs & goals. The team’s mission is to deliver an exceptional mortgage lending experience for our clients and we are able to achieve this through our technology, experience.
