In the year 2025, the USDA loan cap for a single-family property in Nassau, located in the county of Rensselaer, NY, stands at $336,500. Comparatively, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator today to weigh USDA against FHA rates and analyze necessary criteria such as income, credit, reserves, and paperwork for eligibility. Our sophisticated mortgage computing tool allows you to view USDA, FHA, Conforming, and VA comparisons to ascertain the most suitable option for your financial circumstances in .
2025 loan thresholds and down payment details in Nassau, Rensselaer, NY
Type of Loan
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Nassau, NY
At Lendersa®, the aim is to swiftly secure you the top USDA or FHA loan with ease. Begin by selecting one of the three pathways to connect with lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is designated for rural areas and uniquely requires no initial payment, unlike FHA loans mandating a minimum of 3.5% down.
Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.
As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
66 South Pearl Street, 10th floor, Albany, NY, 12207
For over 20 years Prime Commercial Lending has been a nationally recognized leader in non-bank financing, providing capital to businesses and real estate investors nationally with over 1 billion dollars of transactions financed to date.
Prime Commercial Lending is a direct lender and also has long standing syndication relationships with banks, he
FASNY Federal Credit Union distinguishes themselves through achieving excellence by providing friendly, professional service, and building lifelong relationships one member at a time. Members have access to the highest level of personal financial services, focused around encouraging savings
We are not a company advertising in Albany that is located in another state. We are a local business owned by local private lenders that have been making loans to people just like yourself since 2006. We have written thousands of loans in the Albany region and know this market well. This means we can sit with you, face to face,
NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
