USDA Vs. FHA Pro and Con comparison in Nassau, Rensselaer County, NY
In the year 2025, the USDA loan cap for a single-family property in Nassau, located in the county of Rensselaer, NY, stands at $336,500. Comparatively, the FHA loan limit is $472,030.
Utilize the Lendersa® USDA loan calculator today to weigh USDA against FHA rates and analyze necessary criteria such as income, credit, reserves, and paperwork for eligibility. Our sophisticated mortgage computing tool allows you to view USDA, FHA, Conforming, and VA comparisons to ascertain the most suitable option for your financial circumstances in .
2025 loan thresholds and down payment details in Nassau, Rensselaer, NY
Type of Loan
Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Nassau, NY
At Lendersa®, the aim is to swiftly secure you the top USDA or FHA loan with ease. Begin by selecting one of the three pathways to connect with lenders and USDA loan offerings.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is designated for rural areas and uniquely requires no initial payment, unlike FHA loans mandating a minimum of 3.5% down.
MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.
At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
First South is a financial cooperative, which means we are owned by customers just like you. When borrowing from First South, you become a stockholder and a member. Our mission is to support agriculture and rural communities by providing a steady flow of credit to eligible borrowers in Alabama, Louisiana, and Mississippi.
309 Newpointe Drive, Suite C, Ridgeland, MS, 39157
Residential Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.
589 Northpark Drive, Suite D, Ridgeland, MS, 39157
Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.
875 Northpark Dr, Suite A Bldg 1, Ridgeland, MS, 39157
Liberty Financial is one of the Madison area’s most successful and highly regarded mortgage lenders. We serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
681 Towne Center Blvd, Suite A, Ridgeland, MS, 39157
MS Lending, LLC is a boutique mortgage brokerage lending throughout the state of Mississippi with offices in Ridgeland and Ocean Springs, Mississippi. Whether buying or refinancing, MS Lending has a wide array of options to help you meet your financial goals. Michelle Dugan has been named a Top 20 Mortgage Professional in 2020 by Yahoo! Finance,
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
