USDA Loan Vs. FHA loan pro & con Stephentown, Rensselaer County, NY

For 2025, the USDA loan limit set in Stephentown, Rensselaer county, NY reaches $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. This will help you assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage tool provides side-by-side evaluations of USDA, FHA, Conforming, and VA programs, ensuring you pick the best option in according to your financial needs.

USDA and FHA Loan Opportunities in Stephentown, NY

The mission of Lendersa® is to swiftly and easily provide you with the best USDA or FHA loan options. Choose from three paths that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in NY?

A USDA home loan, backed by the Department of Agriculture—also called a USDA rural development loan or mortgage—is exclusively accessible in rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, a USDA mortgage requires none at all.

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(757) 618-7534 Lender's profile and map Reviews OVM Financial, Inc 822 Florida A1A, Ponte Vedra Beach, FL, 32082 OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
904-770-4052 Lender's profile and map Reviews First Coast Mortgage Funding 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081 First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
904-338-9356 Lender's profile and map Reviews ATLANTIC TRUST MORTGAGE CORPORATION 90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081 Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
(954) 300-5213 Lender's profile and map Reviews SMART HOME LOANS, LLC 488 Parkbluff Cir, Ponte Vedra, FL, 32081 Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
(636) 456-3441 Lender's profile and map Reviews The Missouri Bank 104 North Hwy 47, Warrenton, MO, 63383 The Missouri Bank is an independently-owned and operated community bank primarily serving Warren, St. Charles, Pettis, Boone and Gasconade counties. Established in 1939, it is the oldest bank in Warrenton. We’ve been an industry leader in community banking since our inception, providing the latest in financial technologies to meet the needs.
(218) 729-7733 Lender's profile and map Reviews Centricity Credit Union 4477 Lavaque Road, Hermantown, MN, 55811 In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.
(218) 722-5931 Lender's profile and map Reviews Share Advantage Credit Union 2502 Maple Grove Rd, Duluth, MN, 55811 Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.
(877) 419-3200 Lender's profile and map Reviews Northern Communities Credit Union 3311 West Arrowhead Rd, Duluth, MN, 55811 Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County.
9044666982 Lender's profile and map Reviews EquiFund Mortgage 3390 Kori Road, Suite 11, Jacksonville, FL, 32257 We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request. We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.
(904) 353-2240 Lender's profile and map Reviews City & Police Federal Credit Union 4675 Sunbeam Road, Jacksonville, FL, 32257 City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
(904) 759-6423 Lender's profile and map Reviews Forever Home Loans 3400 KORI RD, Suite 4, Jacksonville, FL, 32257 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.