USDA Vs. FHA Pro and Con comparison in Poestenkill, Rensselaer County, NY
In the year 2025, the USDA loan limit for a single-family residence in Poestenkill, within Rensselaer county, NY, is $336,500. Meanwhile, the FHA loan limit is set at $472,030.
To evaluate the best rates offered by USDA versus FHA, utilize the Lendersa® USDA loan calculator. This tool enables you to discern the necessary income, credit score, reserves, and documentation to qualify. With our advanced mortgage calculator, you can review side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, aiding you in deciding which program in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Details in Poestenkill, Rensselaer, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Programs in Poestenkill, NY
Lendersa® is committed to finding you the best USDA or FHA loan quickly, and without hassle. You have three initial options that can connect you with matching lenders and suitable USDA loan programs:
A USDA home loan, secured by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are accessible only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no money down at all.
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
"We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
We are open Monday through Friday, and Saturday and Sunday by appointment."
Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.
Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
1234 Summer Street, Suite 400, Stamford, CT, 06905
"Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
