USDA Vs. FHA Pro and Con comparison in East-Greenbush, Rensselaer County, NY
In the current year, 2025, within East-Greenbush, in the county of Rensselaer, NY, the USDA loan limit is $285,000, contrasted by the FHA limit, which is $356,362 for a single-family home.
Take advantage of the Lendersa® USDA loan calculator to evaluate the most favorable USDA as opposed to FHA rates available today, and determine the income, credit levels, reserves, and necessary documents for qualification. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in deciding which program in is the most suitable for your specific financial situation.
Loan Limits and Downpayment Requirements for 2025 in East-Greenbush, Rensselaer County, NY
Loan Category
Maximum Loan Limit
Down Payment Details
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in East-Greenbush, NY
Lendersa® is dedicated to swiftly securing for you the most advantageous USDA or FHA loan with ease. Choose from three different starting points to match with suitable lenders and USDA loan programs.
The USDA home loan is supported by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is exclusive to rural localities. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan requires no down payment.
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Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
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The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
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Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
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