USDA Vs. FHA your options comparison in Sand-Lake, Rensselaer County, NY
In the year 2025, the USDA loan cap in Sand-Lake, located within Rensselaer, NY, stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
The USDA loan calculator by Lendersa® allows you to compare today's top USDA and FHA rates. It helps ascertain the income, credit, savings, and documentation essential for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to select the best-fit program in for your unique financial circumstances.
Loan limits and down payment prerequisites for 2025 in Sand-Lake, within Rensselaer, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Sand-Lake, NY
Lendersa® is committed to securing you the finest USDA or FHA loan swiftly and effortlessly. Choose from three initial routes that connect you with lenders and USDA loan offerings.
A USDA home loan, backing from the Department of Agriculture, is often termed a USDA rural development loan or mortgage, available only in rural zones. Contrasting FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage eliminates the need for any down payment.
277 Rancheros Dr, Suite 160, San Marcos, CA, 92069
we’re able offer a wide variety of home loan programs to help borrowers finance their home loan needs. From the first-time buyer looking for a low-down payment loan, to the seasoned investor looking to finance a 4-unit multi family home, we can help you. Because of our partnership with over 40 lenders
LoanStar Financial is a mortgage company based in North San Diego County, CA. specializing in residential (Refi & Purchase) mortgages as well as commercial and construction loans. Ignacio Ventura has many years of experience in the residential, commercial & construction lending arena.
Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.
970 Los Vallecitos Boulevard, Suite 222, San Marcos, CA, 92069
Every one of our clients needs are different which is why we leverage our experience & expertise to help you find the right financing. We make sure every client understands their loan program & gets the best possible financing for their needs. Contact us today to get pre-qualified for your next home purchase or to refinance your current residence
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We pride ourselves on exceptional knowledge and experience in the industry.
If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.
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