USDA VS FHA in Neversink, Sullivan County, NY

In 2025, the USDA loan limit in Neversink, situated in Sullivan County, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is most beneficial to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Neversink, Sullivan, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Neversink, NY

Lendersa® aims to secure the best USDA or FHA loan options for you quickly and without hassle. Choose one of the three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan, backed by the Department of Agriculture and also dubbed a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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