USDA Loan Vs. FHA loan for Liberty, NY [Sullivan County ]

In 2026, the USDA loan limit for Liberty, within the county of Sullivan, NY, is set at $336,500. The FHA limit for a single-family residence is $472,030.

Use Lendersa®’s USDA loan calculator to assess today's best rates between USDA and FHA loans. Discover the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program for your financial situation in .

Choosing USDA and FHA Loan Options in Liberty, NY

At Lendersa®, our primary goal is to facilitate a quick and easy process to get you the best USDA or FHA loan. Choose from three starting points to connect with suitable lenders and discover options in USDA loan programs tailored for you.

What is a USDA Loan in NY?

A USDA home loan is backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment, making them an attractive option.

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Liberty Lenders
(845) 434-4550 Lender's profile and map Cooperative Federal Credit Union 39 Broadway, Woodridge, NY, 12789 Lends in New York The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
(855) 413-3544 Lender's profile and map The Delaware National Bank of Delhi 124 Main Street, Delhi, NY, 13753 Lends in New York The Delaware National Bank of Delhi is the oldest bank in Delaware County, and the oldest corporation in the community of Delhi. We are also the 25th oldest bank in the country, and the 3rd oldest in New York State. In 1839 we opened our doors for business on the second floor of a storefront on Delhi's Main Street. In 1841
(800) 847-4283 Lender's profile and map Ulster Federal Credit Union 127 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
(866) 440-0391 Lender's profile and map Ulster Savings Bank 180 Schwenk Drive, Kingston, NY, 12401 Lends in New York Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
(845) 341-5000 Lender's profile and map Orange Bank &Trust Company 212 Dolson Ave, Middletown, NY, 10940 Lends in New York Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
(845) 895-2051 Lender's profile and map Wallkill Valley Federal 23 Wallkill Ave, Wallkill, NY, 12589 Lends in New York Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages