In 2026, the USDA loan limit for Liberty, within the county of Sullivan, NY, is set at $336,500. The FHA limit for a single-family residence is $472,030.
Use Lendersa®’s USDA loan calculator to assess today's best rates between USDA and FHA loans.
Discover the income, credit, reserves, and necessary documents required for qualification.
Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans
side by side, aiding you in selecting the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our primary goal is to facilitate a quick and easy process to get you the best USDA or FHA loan. Choose from three starting points to connect with suitable lenders and discover options in USDA loan programs tailored for you.
A USDA home loan is backed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA mortgages require no down payment, making them an attractive option.
Enter your location to find out if it qualifies for USDA rural housing loan?
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