USDA Vs. FHA Pro and Con comparison in Rockland, Sullivan County, NY

In 2025, the USDA loan limit in Rockland, located in Sullivan county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator shows USDA, FHA, Conforming, and VA loans side-by-side, helping you choose the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Rockland, County of Sullivan, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Rockland, NY

Lendersa® aims to ensure you secure the best USDA or FHA loan quickly without hassle. Choose one of three starting points for a match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans that need a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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