In 2026, the USDA loan limit for Fallsburg, situated in Sullivan county of NY, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, assessing the income, credit, reserves, and documentation requirements for qualification. This advanced mortgage calculator provides side-by-side insights for USDA, FHA, Conforming, and VA loans, assisting you in determining the optimal program for your financial needs in
Explore loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loan options, eliminating hassles. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan is a government-backed product provided by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural neighborhoods. While FHA loans demand a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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