USDA VS FHA in Fallsburg, Sullivan County, NY

In 2025, the USDA loan limit for Fallsburg, situated in Sullivan county of NY, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, assessing the income, credit, reserves, and documentation requirements for qualification. This advanced mortgage calculator provides side-by-side insights for USDA, FHA, Conforming, and VA loans, assisting you in determining the optimal program for your financial needs in .

Explore loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Fallsburg, Sullivan, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fallsburg, NY

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options, eliminating hassles. Choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in NY

The USDA home loan is a government-backed product provided by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural neighborhoods. While FHA loans demand a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Family Home Funding Corporation
  • 11 Keil Avenue, Kinnelon, NJ, 07405
  • The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Pocono Medical Center Federal Credit Union
  • 206 East Brown Street, East Stroudsburg, PA, 18301
  • Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
  • Spojnia Credit Union
  • 1006 Pittston Avenue, Scranton, PA, 18505
  • Spojnia Credit Union is a state-chartered, not-for-profit, full-service financial institution that is member-owned & controlled through a board of directors. The voluntary board, elected by the membership, establishes and revises the credit union’s policies and sets dividend rates so that you can earn more when you save & pay less when you borrow.
  • Invicta Mortgage Group
  • 230 Prospect Ave, Scranton, PA, 18505
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
  • Invicta Mortgage Group, Inc
  • 230 Prospect Ave, Scranton, PA, 18505
  • We are a local company servicing Pennsylvania and Florida with more ease and flexibility than out-of-the box solutions. Our expertise is at your disposal. We take pride in personally handling your specific needs and walking you through the entire process.vania and Florida with more ease and flexibility than out-of-the box solutions.
  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
  • Taylor Financial Group
  • 795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417
  • At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
  • Scranton Times Downtown Federal Credit Union
  • 129 Penn Avenue, Scranton, PA, 18503
  • Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
  • Penn East Federal Credit Union
  • 441 N 7th Avenue, Scranton, PA, 18503
  • Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
  • NET Credit Union
  • 119 Mulberry Street, Scranton, PA, 18503
  • NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
  • Kapital Mortgage Lending LLC
  • 329 Penn Avenue, Suite 200, Scranton, PA, 18503
  • We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.