USDA Vs. FHA your options comparison in Fallsburg, Sullivan County, NY

In 2026, the USDA loan limit for Fallsburg, situated in Sullivan county of NY, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, assessing the income, credit, reserves, and documentation requirements for qualification. This advanced mortgage calculator provides side-by-side insights for USDA, FHA, Conforming, and VA loans, assisting you in determining the optimal program for your financial needs in .

Explore loan offers from a range of 100 lenders

2026 Loan Limits and Down Payment Requirements in Fallsburg, Sullivan, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fallsburg, NY

Lendersa® aims to efficiently connect you with the best USDA or FHA loan options, eliminating hassles. Choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in NY

The USDA home loan is a government-backed product provided by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural neighborhoods. While FHA loans demand a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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