In 2026, the USDA loan limit for Lewiston, located in Niagara county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator allows you to compare today's top USDA versus FHA rates and to ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a simultaneous view of USDA, FHA, Conforming, and VA options, assisting you in determining the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Lewiston, Niagara, NY
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lewiston, NY
The ambition of Lendersa® is to offer the most advantageous USDA or FHA loan swiftly and with minimal hassle. Choose from three starting options that connect you with suitable lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and often regarded as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.
When you bank with First Community, your banker is more than just a face in the crowd.
Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients' needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
Most anyone can close a deal; what sets The Loan Chef above the rest is how sweet the entire process is. With over a decade and a half of mortgage experience, an MBA from Westminster College, and numerous professional relationships throughout the real estate/construction industry
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
