USDA Vs. FHA your options comparison in Lewiston, Niagara County, NY
In 2025, the USDA loan limit for Lewiston, located in Niagara county, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator allows you to compare today's top USDA versus FHA rates and to ascertain the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a simultaneous view of USDA, FHA, Conforming, and VA options, assisting you in determining the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Lewiston, Niagara, NY
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lewiston, NY
The ambition of Lendersa® is to offer the most advantageous USDA or FHA loan swiftly and with minimal hassle. Choose from three starting options that connect you with suitable lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and often regarded as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
501 North Broadway, 10th Floor, Saint Louis, MO, 63102
At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.
Magnolia Home Loans had a modest beginning in Atlanta, Georgia and now serve home buyers throughout Georgia and South Carolina. We are a family owned business who give our clients 1:1 personalized services. We have been in the mortgage business for over 30 years. Our mission is to serve our customers with honesty, integrity, and competence.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
