USDA Vs. FHA your options comparison in Niagara, Niagara County, NY
In 2026, the USDA loan limit in Niagara, Niagara county, NY, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's top USDA vs. FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Niagara, Niagara, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Niagara, NY
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loans, effortlessly. Choose one of three initial approaches to match with lenders and explore USDA loan programs.
The USDA home loan, funded by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, designed for rural areas specifically. In contrast with FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not necessitate any down payment at all.
Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
800 N. Haven Avenue, Suite 240, Ontario, CA, 91764
Fire Your Landlord® is designed to educate renters about how to qualify and buy a home, while at the same time - linking realtors, lenders and the homebuyer together so we can tell the renter to go and Fire Your Landlor and As a mortgage professional with more than 31 years of experience, Chris Trapani loves helping families realize.
At MPower Mortgage, we take great pride in being in the service of our industry. That’s what makes us more than just another mortgage loan provider. It means we not only have the expertise to see your deals and transaction through from start to finish, but we’re here for you in the future for any needs that might arise.
3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
13191 Crossroads Pkwy, Suite 525, City Of Industry, CA, 91764
"We are available from 8am to 8pm 7 days a week
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800 North Haven Avenue, Suite 370, Ontario, CA, 91764
United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
