FHA Vs. USDA loan program for North-Bay-Shore, Suffolk County, New York

In 2026, the USDA loan limit in North-Bay-Shore, within Suffolk county, NY, is set at $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the required income, credit status, reserves, and documents necessary for loan qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your financial needs in .

USDA and FHA Financial Options in North-Bay-Shore, NY

The objective of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you swiftly, with no complications. Begin with any of the three pathways provided to match with lenders and discover USDA loan solutions.

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What is a USDA Loan in NY?

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.

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(330) 720-0042 Lender's profile and map Reviews Peoples Mortgage Company 17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908 Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
(601) 364-9400 Lender's profile and map Reviews BankPlus 6410 Watkins Drive, Jackson, MS, 39213 BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
(601) 987-1290 Lender's profile and map Reviews Mississippi Highway Safety Patrol Federal Credit Union 1900 East Woodrow Wilson Avenue, Jackson, MS, 39216 We exist solely to serve our members by offering products designed to meet their financial needs, enhance their financial well-being and improve their lives in general. In other words, we exist for you. You are the credit union. You are our purpose and we are here to make your money work for you.
(601) 351-9200 Lender's profile and map Reviews Mississippi Federal Credit Union 2500 North State Street, Jackson, MS, 39216 Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
(601) 354-6633 Lender's profile and map Reviews HealthPlus Federal Credit Union 500 East Woodrow Wilson, Suite H, Jackson, MS, 39216 Healthplus Federal Credit Union has been serving the Mississippi Health Department and their families since 1948. We are located at 500 E Woodrow Wilson Ave, Jackson, Mississippi, United States. We encourage our members to enroll in online banking to manage your accounts, make loan payments, pay bills, and more at your own convenience.
(417) 831-4398 Lender's profile and map Reviews AGCU 1535 N. Campbell Ave, Springfield, MO, 65803 AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
(305) 821-7060 Lender's profile and map Reviews JetStream Federal Credit Union 15420 NW 77 Court, Miami Lakes, FL, 33016 JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.
(877) 779-2265 Lender's profile and map Reviews BankUnited 14817 Oak Lane, Miami Lakes, FL, 33016 BankUnited, Inc., with total consolidated assets of $35.8 billion at December 31, 2021, is a bank holding company with one wholly owned subsidiary, BankUnited. BankUnited, a national banking association headquartered in Miami Lakes, Florida, provides a full range of banking services to individual.
(844) 536-3371 Lender's profile and map Reviews LTR Capital Partners 2300 West 84th Street, Suite 404, Hialeah, FL, 33016 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 804-4848 Lender's profile and map Reviews Dark Horse Home Loans LLC 14054 Northwest 82nd Avenue, Suite B, Miami Lakes, FL, 33016 We are a real estate solutions and investment firm that specializes in helping property owners get rid of burdensome real estate fast. We are investors and problem solvers who can buy your property fast with a fair all cash offer. We will give you a free, as-is, no-obligation cash offer for your property within 24 hours.
(786) 703-1989 Lender's profile and map Reviews Elite Lending LLC 14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016 At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,
(305) 533-5500 Lender's profile and map Reviews MoneyOne Corporation 7900 Oak Lane, Suite 400, Hialeah, FL, 33016 "Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices. In the early days, shortly after College, Frank started his own Advertising"