USDA Loan Vs. FHA loan for Bay-Shore, NY [ best of 2023]

In 2025, USDA loan limit in Bay-Shore, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Bay-Shore, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 456-6310 1665 miles Lender's profile and map Reviews TLD Financial 7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111 The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
(303) 217-5626 1665 miles Lender's profile and map Reviews DHA FINANCIAL, LLC 8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111 DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
(303) 981-8124 1665 miles Lender's profile and map Reviews Professional Wholesale Mortgage, LLC 5994 S. Holly St, Suite 246, Englewood, CO, 80111 Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
(720) 598-0506 1665 miles Lender's profile and map Reviews Alliance Mortgage Group, Inc 12625 E Euclid Dr, Centennial, CO, 80111 The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
(800) 660-1835 1665 miles Lender's profile and map Reviews Colten Mortgage, LLC 6021 S Syracuse Way, Suite 104, Englewood, CO, 80111 Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
303 834 3494 1665 miles Lender's profile and map Reviews Lead Funding, LLC 7400 East Orchard Road, Suite 3000N, Englewood, CO, 80111 Lead Funding’s mission is to offer non-bank direct lending to real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investo
303 475 5873 1665 miles Lender's profile and map Reviews Bridge Capital Resources LLC 7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111 Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
(720) 429-8152 1665 miles Lender's profile and map Reviews Wicker Park Mortgage LTD 8175 East 39th Avenue, Denver, CO, 80207 Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
(340) 773-5444 1665 miles Lender's profile and map Reviews Christiansted Federal Credit Union 43 King Street, Christiansted, VI, 00820 The Christiansted Federal Credit Union is a member owned, non-profit financial institution that reinvests its members’ money and provides a full range of personal and affordable financial services to our community. Our goal is to stimulate community development by providing a safe, sound, democratic alternative to traditional banking.
(303) 870-6165 1665 miles Lender's profile and map Reviews Approved By Charles 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112 In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.