In 2025, the USDA loan limit for East-Islip, located in Suffolk county of NY, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, and evaluate necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your situation in .
2025 Loan Limits and Down Payment Requirements in East-Islip, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in East-Islip, NY
The aim of Lendersa® is to quickly provide you with the ideal USDA or FHA loan without hassle. Choose from three starting points connecting you with lenders and USDA loan programs.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available exclusively in rural areas, and unlike FHA loans, which require a 3.5% down payment minimum, USDA mortgages need no down payment at all.
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