USDA Loan Vs. FHA loan pro & con for West-Bay-Shore, Suffolk County, NY

In 2025, USDA loan limit in West-Bay-Shore, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Bay-Shore, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 857-3166 814 miles Lender's profile and map Reviews Teutopolis State Bank 106 East Main St., Teutopolis, IL, 62467 Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
(217) 728-4302 815 miles Lender's profile and map Reviews First Community Bank of Moultrie County 1 South Main Street, Sullivan, IL, 61951 The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois. Mobile and traditional directions to this location can be found below along with ratings
(920) 674-5542 815 miles Lender's profile and map Reviews County-City Credit Union 106 E John Street, Jefferson, WI, 53549 John and David talked with city and county employees about saving and borrowing to help one another. Everyone felt it was a great idea, so the credit union began serving county and city employees. It was named the County City Employees Credit Union. The credit union began when David made the first deposit of $5.00 on July 3, 1963.
(478) 224-3838 815 miles Lender's profile and map Reviews SunMark Community Bank 1005 Northside Drive, Perry, GA, 31069 Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
(920) 729-2999 815 miles Lender's profile and map Reviews Evergreen Credit Union 1500 W American Drive, Neenah, WI, 54956 Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.
(920) 722-2122 815 miles Lender's profile and map Reviews Badger Globe Credit Union 260 N Green Bay Road, Neenah, WI, 54956 Badger Globe Credit Union is a not-for-profit financial cooperative that was formed in Kimberly-Clark’s first paper manufacturing facility, Badger-Globe Mill, in Neenah, WI. In 1947, employees of the Badger-Globe Mill were receiving financial services at a local credit union that was off-site. Since this location was somewhat inconvenient.
(618) 382-4118 815 miles Lender's profile and map Reviews The First National Bank of Carmi 201 E Main St, Carmi, IL, 62821 First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
(217) 925-2265 815 miles Lender's profile and map Reviews Dieterich Bank 101 S Main St, Dieterich, IL, 62424 We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
(912) 632-8631 815 miles Lender's profile and map Reviews Pineland Bank 501 W 12th St, Alma, GA, 31510 Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
(920) 234-5641 815 miles Lender's profile and map Reviews Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(615) 790-0990 816 miles Lender's profile and map Reviews Full Service Mortgage Group LLC 903 Murfreesboro Road, Franklin, TN, 37064 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.