USDA Vs. FHA Pro and Con comparison in Evans, Erie County, NY
In 2025, USDA loan limits in Evans, located within Erie county, NY, are at $336,500, with FHA limits for a single-family home being $472,030.
Make use of the Lendersa® USDA loan calculator to assess current USDA and FHA rates side-by-side, understanding the income, credit, reserves, and paperwork required to qualify. Thanks to our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options easily to determine which program in is optimal for you financially.
Loan Limits and Downpayment Requirements for 2025 in Evans, Erie County, NY
Loan Type
Loan Cap
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Varieties of USDA and FHA Loan Options in Evans, NY
Lendersa® strives to provide you with the most suitable USDA or FHA loan swiftly and with minimal hassle. Start with one of three options to connect with lenders and discover USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is only available in rural settings. Unlike FHA loans that mandate a minimum down payment of 3.5%, there is no down payment required for USDA loans.
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1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
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