USDA and FHA Pro and Con in Evans, Erie County, NY
In 2025, USDA loan limits in Evans, located within Erie county, NY, are at $336,500, with FHA limits for a single-family home being $472,030.
Make use of the Lendersa® USDA loan calculator to assess current USDA and FHA rates side-by-side, understanding the income, credit, reserves, and paperwork required to qualify. Thanks to our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options easily to determine which program in is optimal for you financially.
Loan Limits and Downpayment Requirements for 2025 in Evans, Erie County, NY
Loan Type
Loan Cap
Down Payment Needed
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Varieties of USDA and FHA Loan Options in Evans, NY
Lendersa® strives to provide you with the most suitable USDA or FHA loan swiftly and with minimal hassle. Start with one of three options to connect with lenders and discover USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is only available in rural settings. Unlike FHA loans that mandate a minimum down payment of 3.5%, there is no down payment required for USDA loans.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
Realty Executives Dillon brand originated in 1994 by Teresa "Terri" Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
NewDeck Capital specializes in real estate listing & sales, mortgage financing, and everything in between. We strive to provide our clients with the highest quality of service and have built our business on a platform of long term relationships. We’ve been able to apply our combined 60+ years experience in assisting our clients.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
2035 Corte Del Nogal, Suite 125, Carlsbad, CA, 92011
REeBroker Group is the original and the largest of virtual brokers in California, having handled 31, 580 real estate transactions for a total sales volume of more than $10 billion since its inception in 2005. The Carlsbad-based brokerage currently partners with more than 2, 600 real estate agents throughout the state providing.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
