USDA and FHA Pro and Con in North-Elba, Essex County, NY
In 2025, the USDA loan limit for North-Elba, in the county of Essex, NY, is $285,000. Conversely, the FHA loan limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare the leading USDA vs. FHA rates available today. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can analyze the USDA, FHA, Conforming, and VA options side by side to decide which program in is ideal for your financial scenario.
2025 Loan Limits and Downpayment Requirements in North-Elba, Essex, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in North-Elba, NY
At Lendersa®, the aim is to deliver the best USDA or FHA loan quickly and smoothly. Choose one of three initial steps to find matching lenders and review USDA loan options.
The USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
10 S Harbor City Blvd, Melbourne, FL, 32901
Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.
Commercial Capital Ltd., FL is a direct private/bridge money lender and a one-stop shop for your commercial loans, including real estate mortgages, SBA business loans, fast business loans and more. We are originators for several of our own funds, and our extensive network of over 300 affiliate investors includes banks, REIT's, private equity funds.
907E. Strawbridge Ave Suite 101/102, Melbourne, FL, 32901
"Obsidian Financial, we are believers in speed without compromising quality which is why we try and get you to speak directly to one of our highly trained Loan Originators. We offer an experience that will set the industry standard, by allowing you to personally know the Loan Originator.
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At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors
Our goal is help you achieve your dreams as you build your business.We offer best-in-class products to improve your productivity, whether it is automating your payroll deposits or streamlining your cash management, so you can focus on what you do best – growing your business. CBW is a financial services company based out of 109 E Main St, Weir, KS.
29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
15 North Eglin Parkway, Fort Walton Beach, FL, 32548
At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
