USDA and FHA Pro and Con in Saranac-Lake, Franklin County, NY
In 2025, USDA loan limit in Saranac-Lake, county of Franklin, NY is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Saranac-Lake, county of Franklin, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Saranac-Lake, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
At Sam Calvano Home Loans our people make the difference from the application to the final approval. Technology meets superior service to provide progressive and personalized loan programs. Our goal is to make the loan process brief and pleasant. A highly experienced and well respected businessman Sam Calvano has built his reputation on results.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
2467 Middlesex Place, Suite 428, Fullerton, CA, 92835
OC Loan Broker is a small, sole-proprietor mortgage broker. I specialize in low-rate, no-cost refinance and purchase loans. My compensation is set low, which allows me to be ultra competitive. I am approved with several low-price lenders. Additionally, I have the ability to match rates with one of my wholesale lenders
1440 N Harbor Blvd, Suite 900, Fullerton, CA, 92835
Home Living Tree is passionate about serving the community and making a difference in the lives of people throughout the Orange County & surrounding areas. While the real estate market has dramatically changed over the years, one thing remains, our dedication to recognize our clients individual needs & deliver results past their expectations.
eMortgage Lending, Inc. has built a strong reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of California.We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending.
2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007
Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.
4808 Baldwin Avenue, Suite 103, Temple City, CA, 91780
"We’re making getting a mortgage easier than ever before. Lenderly Finance
has an experienced team of brokers on staff. Lenderly Finance is a Mortgage Broker who is committed to provide excellent support, and service. We give you options that make your home purchase or refinance easier."
5948 Temple City Boulevard, Temple City, CA, 91780
Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
5954 Temple City Boulevard, Temple City, CA, 91780
Comres Mortgage was founded in 2013 and is headquartered in Hacienda Heights, CA. Our dedicated mortgage team specializes in competitive interest rates and concierge customer service. Comres Mortgage was created to service the community and to help them navigate through the entire loan process—with a personal touch.
