USDA Vs. FHA your options comparison in Harrietstown, Franklin County, NY
For 2026, the USDA loan limit in Harrietstown, within Franklin, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial needs best.
Loan Limits and Downpayment Requirements for 2026 in Harrietstown, Franklin County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Harrietstown, NY
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan without difficulty. Choose one of three pathways resulting in matching lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.
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