USDA VS FHA in Harrietstown, Franklin County, NY

For 2025, the USDA loan limit in Harrietstown, within Franklin, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial needs best.

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Loan Limits and Downpayment Requirements for 2025 in Harrietstown, Franklin County, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Harrietstown, NY

Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan without difficulty. Choose one of three pathways resulting in matching lenders and USDA loan offerings.

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Understanding the USDA Loan in NY

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Estate Financial LLC
  • 32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
  • Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
  • Eagle Home Financial LLC
  • 29630 Orchard Lake Road, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rapid Mortgage Funding
  • 30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
  • The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
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  • As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
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  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
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  • 7270 Glascott Ave, West Bloomfield, MI, 48323
  • Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
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  • 7031 Orchard Lake Road, Suite 200, West Bloomfield, MI, 48322
  • EBLOCK Loans, is a Mortgage Brokering Company. The inspiration behind the name is that the "E" is for “Electronic” while the "BLOCK" is for Block Chain technology combining the two modern technology era's. We pride ourselves on bringing you the fast, in-expensive, digital mortgage experience. Whether you desire to purchase, refinance.
  • Paramount Mortgage Group LLC
  • 6762 Edinborough Dr West, Bloomfield, MI, 48322
  • PMG has a history of providing decades of experience from highly communicative professionals with a sense of urgency. Paramount pledges top notch professionalism, honest and competent support from our highly competent team. PMG strives to capture our clients and coworkers successes with transparent reviews to ensure all business.
  • Kaye Financial Corporation
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