USDA Vs. FHA Pro and Con comparison in Tupper-Lake, Franklin County, NY

In 2025, the USDA loan cap in Tupper-Lake within Franklin county, NY, is $285,000, while the FHA ceiling for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage tool allows you to evaluate USDA, FHA, Conforming, and VA programs together, aiding in selecting the best fit for your finances in .

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2025 Loan Limits and Downpayment Requirements in Tupper-Lake, Franklin, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Tupper-Lake, NY

The aim of Lendersa® is to rapidly connect you with the best USDA or FHA loan available, smoothly and without hassle. Choose from three starting points to pair with lenders and discover USDA loan options.

Lendersa USDA loan requests and matching results

Explaining the USDA Loan in NY

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, exclusively available for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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