USDA Loan Vs. FHA loan pro & con Nyack, Rockland County, NY

In 2025, USDA loan limit in Nyack, county of Rockland, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Nyack, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

914 337 7888 Lender's profile and map Reviews Houlihan & O'Malley 133 Parkway Road, Bronxville, NY, 10708 Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
(800) 558-0475 Lender's profile and map Reviews OPULENCE REALTY GROUP LLC 500 N. Franklin Turnpike, Suite 303A, Ramsey, NJ, 07446 Opulence Realtors are here for you every step of the way, from beginning of the search to the closing and even after your real estate transaction is completed.Our agents come from diverse backgrounds and are all dedicated to providing the highest quality service to our clients.and We currently cover all areas of New York and New Jersey
(201) 529-1401 Lender's profile and map Reviews Nationwide Equities Corporation 1 International Blvd, Suite 1202, Mahwah, NJ, 07495 Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
(855) 523-4326 Lender's profile and map Reviews Longbridge Financial, LLC 1 International Blvd, Suite 900, Mahwah, NJ, 07495 Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
(201) 248-0776 Lender's profile and map Reviews Porch Light Mortgage 45 N. Broad Street, Ridgewood, NJ, 07450 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(201) 689-2200 Lender's profile and map Reviews Hudson Home Mortgage LLC 171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450 In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
(201) 803-5857 Lender's profile and map Reviews BIRCH MORTGAGE LLC 45 N Broad Street, Ridgewood, NJ, 07450 Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
(201) 599-5500 Lender's profile and map Reviews Greater Alliance Federal Credit Union 40 West Century Road, Paramus, NJ, 07652 Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
(914) 777-2935 Lender's profile and map Reviews HARRISON TEACHERS FEDERAL CREDIT UNION 33 Oakland Avenue, Harrison, NY, 10528 Harrison Teachers Federal Credit Union has been open since 1938. The credit union has assets totaling $1.78 Million and provides banking services to more than 300 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
(212) 228-7559 Lender's profile and map Reviews Scott Capital Group 600 Mamaroneck Avenue, Harrison, NY, 10528 At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(201) 833-0123 Lender's profile and map Reviews Approved Funding 41 Grand Avenue, River Edge, NJ, 07661 Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.