USDA Vs. FHA your options comparison in Ontario, Wayne County, NY
In 2026, the USDA loan limit in Ontario, located in Wayne county, NY, is set at $336,500. Meanwhile, the FHA cap for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to analyze and contrast the leading USDA versus FHA rates of today. Identify the income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2026 in Ontario, Wayne County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ontario, NY
The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, free of hassle. Select one of three initial options that connect you with matched lenders and USDA programs.
A USDA home loan, also termed as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and offered exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
LendingXpress is a California based commercial, private/hard money, and residential broker/lender specializing in mortgage loans for real estate ranging from various sizes and types ranging from $100,000 to $100,000,000. If you are looking to purchase a properties, refinance, cash out, bridge loan, fix and flip etc..
ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time
Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
33 S. Catalina Ave, Suite 102, Pasadena, CA, 91106
Housing Financial Corp. - Mortgage Lender is located in Pasadena, California, and was founded in 2012. Housing Financial provides residential mortgage financing. This business is working in the following industry: Loan companies. Annual sales for Housing Financial Corp. - Mortgage Lender are around USD 191, 813.00.
1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
33 S. Catalina Ave, Suite 101, Pasadena, CA, 91106
At Lender Price, we believe in disrupting the mortgage lending industry by equipping the lending community with innovative technologies that enhance user experience and streamlines the mortgage loan process. Lender Price provides an Openly Accessible Marketplace for mortgage loan originators to price mortgage loans
